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Affordable Housing in Crisis
In September, as Bush administration officials and economists touted the impending rebound in the U.S. economy, thanks in large part to the strength of the countrys housing market, the Census Bureau reported that the ranks of poor in the U.S. increased to 34.8 million in 2002. The percentage of people living at the poverty rate (a gross understatement of the cost of living in the U.S.) now stands at 12.4 percent and is adding fuel to the growing fire of this countrys affordable housing crisis. Currently in the U.S., a family of four making less than $18,400 is considered poor, regardless of whether the family lives in high-cost areas, such as New York city or San Francisco, or on a farm in Kansas.
The National Association of Realtors valued the median price of a home in the U.S. at $168,900 in April 2003. Research shows that, in most areas of the U.S., it takes roughly double the federal poverty level to provide a family with basic necessities like food and housing, according to the National Center for Children in Poverty. The future of poverty in the U.S. is bleak. Over 20 percent of children under the age of five live in povertythe highest child poverty rate of any fully industrialized nation.
Also in September, the Mortgage Bankers Association of America the real estate industrys leading Washington lobbyreported that the rate of default on federally assisted mortgages to low-income households reached a record 12.59 percent. Delinquencies and foreclosures of Federal Housing Authority-backed loans generally result in low-income families losing their homes and their credit standing, thereby ensuring added difficulty in securing future housing. The rate, a 12-year record, highlights the growing divide between the rich and poor. Finding adequate housing and keeping it, has increasingly become a daily burden for families in the U.S.
A lack of affordable housing is the root cause for homelessness in the U.S., according to the National Coalition for the Homeless. Affordable housing advocates estimate that 14.4 million families in the U.S. have critical housing needs, meaning that they spend over half their income on paying for rents and mortgages. As of 2000, 3.5 million people in the U.S. were homeless and the numbera gross underestimationis steadily growing.
The history of federally-backed housing initiatives dates back to the 1920s and reached a highpoint during the New Deal era. Back then, government and private investment in social programs such as housing was seen as for the greater good of society. The mainstream stigma now attached to public housing programs, housing projects, and low- income neighborhoods gained speed in the late 1950s and1960s when the idea of urban ghettos became popularized.
Ghettos, which had once served as transitional neighborhoods for immigrant groups, became associated with inner city crime and poverty. Around the same time, European influence on architecture in the U.S. gave way to luxury high rise apartments and homes. Construction costs began to rise. The federal government detracted money away from housing programs during decades of recession. Public and affordable housing initiatives have steadily lost govern- ment backing (and real estate industry interest) since.
The erosion of federal housing assistance has helped perpetuate the cycle of poverty in this country, according to the North Carolina Low Income Housing Coalition. Under- funding by the government has been accompanied by a trend towards de-federalizing the entire program of affordable housing assistance. Under the Bush administration, this de-federalization in favor of state-run housing programs has escalated. Critics of a state-run policy of helping low-income and poor families secure housing point to inequity and unaccountability issues that would likely arise. Wanting to avoid a firestorm of negative publicity surrounding many of its initiatives, the Bush administration has created a seamless PR machine replete with feel good rhetoric, according to Rep. Maxine Waters, a California Democrat.
Reflecting the traditional disconnect between what the Bush administration says and what it does, the president has proposed massive cuts to federal housing programs even as it aggressively pushes forward with its public relations campaigns promoting minority home ownership and housing affordability. Mockingly labeled Blueprint for the American Dream, and Americas Home Ownership Challenge, these campaigns have consisted of nothing more than a series of press releases and church and community hall appearances by Department of Housing and Urban Development officials touting growing housing opportunities. Housing activists doubt the sincerity of the Administration and its housing arm HUD. The challenge and the dream, which share the goal of increasing the number of minority-homeowners by 5.5 million by the end of the decade, have been lambasted by affordable housing advocates as unachievable in the wake of Bushs policies.
Under this Administration, HUD has been reluctant to share information and work with community-based and national organizations in relieving the housing problem in the U.S., advocates say. Weve never come across a HUD so tight-lipped about its policies, says Kim Willis, a policy analyst with the National Low Income Housing Coalition. Willis says that HUD hasnt even detailed how much money it has in its coffers and repeatedly refuses to do so. The unnecessary secrecy surrounding HUD even translates into its communiquésits spokespeople are forbidden from allowing their names to appear in news stories.
Why would an agency dedicated to fostering community-building and improving the quality of life of people in the U.S. take such a contentious stance in sharing information while simultaneously lauding its own efforts? The answer is simple. Many of the Administrations housing policies are not being implemented. Meanwhile, the Bush PR machine promotes the image of his compassionate conservatism by showing a ruling class government that pretends to be interested in the working class.
Congress and housing advocates are quick to point out that despite the PR-blitz surrounding the Administrations commitment to the fight for affordable housing, not one new home buyer has been created from the campaigns.
Since President Bush took office, the home ownership gap between whites and African Americans increased from 26.1 percent to 27.3 percent and from 26.4 percent to 28.3 percent between whites and Hispanics, according to Census Bureau statistics from early 2003.
The Administration has yet to implement two of its key housing-assistance initiatives. Two and a half years after the government authorized a bill allowing low-income families to use housing vouchers to pay for a down-payment on their homes, there is no federal record of this plan in action. HUD, in true form, insists that the program is up and running, according to the House Financial Services Committee in a June 2003 report. The Single Family Tax Credit, which would offer home builders tax incentives to develop in low-income communities, has been systematically excluded from Bushs tax cuts. This, despite the fact that it was Bush who proposed the idea in 2002.
Further Cuts Proposed
Bush plans to escalate his assault on public housing next year. For its proposed 2004 housing budget, the Administration wants to eliminate HOPE VI, a demolition and revitalization program for the countrys most decrepit and dangerous public housing units. While a controversial program because families are displaced while their homes are torn down and rebuilt, HOPE VIs benefits have prompted even its harsh critics to rally support for its inclusion in the HUD budget. The government has spent about $4.5 billion on the program over the past decade, a small amount when compared to the $1.3 trillion in tax breaks the president has enacted.
President Bush also wants to slash the funding allotted to a popular housing assistance program, Section 8 housing vouchers. Housing vouchers are intended to bridge the gap between the cost of housing and the incomes of low wage earners. Bushs proposed cuts to the housing voucher program represent the first time in the programs 29-year history that an Administration would break the federal governments longstanding commitment to renew all vouchers in use, according to the National Low Income Housing Coalition. Currently, 1.7 million low-income families use housing vouchers to help pay for their homes.
The Administration is under funding such programs in order to dismantle them, Willis says. According to her organizations estimates, Bushs proposed $12.55 billion for housing vouchers represents a shortfall of $1.26 billion and would put 180,000 families at risk of losing their homes.
The Administrations proposed FY2004 HUD budget represents a 63 percent reduction since the last year of the Ford Administration, according to the National Coalition for the Homeless.
In addition to the proposed cuts, Bush has proposed major changes to the organization of the program, wanting to move it from a federal to block grant program with spending for it at the discretion of states. Critics argue that since housing costs have increased much faster than the rate of inflation, block granting the voucher program would almost certainly result in devaluing it.
While the Bush administration and HUD rationalize the cuts in housing programs as necessary to fund its wars, affordable housing advocates say it is Bushs deep tax cuts of 2001 that are shrinking federal resources. The Bush administrations tax cut on dividends would render housing programs like the Low Income Housing Tax Credit under-funded. The housing tax credit grants breaks to developers who build affordable housing and is responsible for the preservation of 110,000 affordable housing units every year. Without incentives to build, investment in housing production that relies on the low income housing tax credit will dwindle, says Sheila Crowley, president of the National Low Income Housing Coalition. The issue of these tax credits solidifies the fact they will help only the wealthiest people in the U.S.
The fate of Hope VI, vouchers, and the entire $31.8 billion proposed HUD budget now lies in the hands of Congress. Both Congressional Democrats and Republicans have vowed to fund HOPE VI and have proposed more money than the Administration for the housing voucher program.
The hypocrisy of the Bush administration is just staggering, said Rep. Waters in June after the Administration marked it National Home Ownership Month. Feel good rhetoric about the importance of home ownership is being used as a smokescreen to hide the fact this Administration is starving federal housing programs.
Chhandasi Pandya is a journalist based in New York.
Z Magazine Archive
AnnouncementsLABOR - May 1 is May Day. Workers of the world will celebrate the 124th anniversary of International Worker’s Day. Born out of a call for an 8-hour workday in the United States, this day is an opportunity for all workers to show their solidarity with one another, as well as to renew the call for labor rights.
FARM CONFERENCE - The Farm Conference on Community and Sustainability will be held May 24-26 in Summertown, TN, in partnership with the Fellowship of Intentional Communities. Tour green homes, see sustainable food production, learn about solar installations, alternative education, midwifery, and more.
Contact: Douglas@thefarmcommunity.com; http://www.thefarmcommunity.com/.
PALESTINE - The Conference of the Palestinian Shatat in North American will be held June 3-5 in Vancouver. The conference will examine the future of the Palestinian liberation movement.
Contact: email@example.com; http://www.palestinianconference.org/.
LABOR - The Pacific Northwest Labor History Association’s 45th annual conference will be held May 3-5, in Portland, OR. This year’s theme is Labor Under Attack: Learning from the Past and Preparing for the Future. A call for presentations, workshops and papers is currently underway.
Contact: PNLHA, 27920 68th Ave. East, Graham, WA 98338; 206-406-2604; PNLHA1@aol.com; http://www3.telus.net.
MARIJUANA - On the first Saturday of May marijuana legalization activists will hold informational and educational events, rallies and marches in over 300 cities around the world.
ECONOMICS - The Union For Radical Political Economics will hold its 39th annual conference May 9-11 in New York City.
RECLAIM THE DREAM - The 2013 Poor People’s Campaign & March from Baltimore to Washington D.C. will be May 11. Communities, schools and unions interested in participating are encouraged to contact the Baltimore People’s Assembly.
Contact: 410-500-2168; 410-218-4835; BaltimorePeoplesAssembly@gmail.com; Southern Christian Leadership Conference of Baltimore and the Baltimore Peoples Power Assembly, 2011 N. Charles St., Baltimore, MD 21218.
MOTHER’S DAY - The 17th Annual Mother’s Day Walk For Peace will be May 12th, in Dorchester, MA. The walk began in 1996 for families who had lost children to violence. The day has become a way for thousands of people to financially support the work of the Louis Brown Peace Institute.
Contact: http://www.ldbpeaceinstitute.org/; http://mothersdaywalk4peace.org/.
NATO 5 - An International Week of Solidarity with the NATO 5 has been called for May 16-21. Supports call on supporters to raise awareness of the NATO 5 and support funds for the defendants on the one-year anniversary of their preemptive arrests.
Contact: firstname.lastname@example.org; https://nato5support.wordpress.com.
MOUNTAINTOP - The 2013 Mountain Justice Summer Activist Training Camp will be held May 19-27 in Damascus, VA. It will be a week of workshops, field trips to view Mountain Top Removal coal mines, direct actions, and service project.
FEMINIST SCI-FI - The feminist science fiction convention WisCon 37 is scheduled for May 24-27 in Madison, WI.
Contact: WisCon, ? SF3, PO Box 1624, Madison, WI 53701; email@example.com; http://www.wiscon.info/.
ANARCHY FEST - A month-long Festival of Anarchy is scheduled for May in Montreal. The festival includes The Montreal Anarchist Bookfair (May 19-20).
Contact: http://www.anarchistbookfair.ca/; http://www.radicalmontreal.com/.
LABOR - The International Labor Rights Forum will present: Down the Supply Chain, Driving Corporate Accountability, on May 22 in Washington, DC. The Labor Rights Awards Ceremony and Reception will honor pioneers in supply chain worker organizing, working solidarity and international labor rights policy.
MULTICULTURE - The 26th annual National Conference on Race & Ethnicity in American Higher Education (NCORE) will take place May 28-June 1, in New Orleans.
Contact: SWCHRS, 3200 Marshall Avenue, Suite 290, Norman, OK 73072; 405-325-3694; firstname.lastname@example.org; www.ncore.ou.edu.
MEDIA - The 2013 Alliance for Community Media Annual Conference will be held May 29-31, in San Francisco, CA. Participants will include educators, community leaders, media professionals, journalists, nonprofit leaders, policymakers and students.
RADIO - The 38th Annual Community Radio Conference is schedule for May 29-June 1, in San Francisco, CA, with discussions and workshops.
Contact: 1101 Pennsylvania Ave. NW, Suite 600, Washington, DC 20004; 202-756-2268; email@example.com; http://www.nfcb.org/.
BRADLEY MANNING - On June 1, a rally will be held at Fort Meade in support of Bradley Manning.
BIKES - Bikes Not Bombs is holding its 24th annual Bike-A-Thon and Green Roots Festival in Boston, MA on June 3, with several bike rides scheduled, music, exhibitors and more.
Contact: Bikes Not Bombs, 284 Amory St., Jamaica Plain, MA 02130; 617-522-0222; firstname.lastname@example.org; www.bikesnotbombs.org.
LEFT FORUM - The 2013 Left Forum will be held June 7-9, at Pace University in New York City.
Contact: 365 Fifth Avenue, CUNY Graduated Center, ? Sociology Dept., New York, NY 10016; http://www.leftforum.org/.
VEGAN FEST - Mad City Vegan Fest will be held in Madison, WI, June 8. The annual event features food, speakers, and exhibitors.
Contact: 122 State Street, Suite 405 B, Madison, WI 53701; email@example.com; http://veganfest.org/.
ADC CONFERENCE - The American-Arab Anti-Discrimination Committee (ADC) holds its annual conference June 13-16, in Washington, DC, with panel discussions and workshops on civil rights, media and other topics.
Contact: 1990 M Street, Suite 610, Washington, DC, 20036; 202-244-2990; firstname.lastname@example.org http://convention.adc.org/.
CUBA/SOCIALISM - A Cuban-North American Dialog on Socialist Renewal and Global Capitalist Crisis will be held in Havana, Cuba, June 16-30. There will be a 5 day Seminar at University of Havana, plus visits to a cooperative, urban garden, community development project, social research centers, and educational & medical institutions.
Contact: email@example.com; http://www.globaljusticecenter.org/.
NETROOTS - The 8th Annual Netroots Nation conference will take place June 20-23 in San Jose, CA. The event features panels, trainings, networking, screenings, and keynotes.
Contact: 164 Robles Way, #276, Vallejo, CA 94591; firstname.lastname@example.org; http://www.netrootsnation.org/.
MEDIA - The 15th annual Allied Media Conference will be held June 20-23, in Detroit.
Contact: 4126 Third Street, Detroit, MI 48201; http://alliedmedia.org/.
GRASSROOTS - The United We Stand Festival will be hosted by Free & Equal, June 22 in Little Rock, Arkansas. The festival aims to reform the electoral process throughout the U.S.
SOCIALISM - The Socialism 2013 Conference is scheduled for June 27-30 in Chicago, featuring talks and panel discussions.
Contact: email@example.com; http://www.socialismconference.org.
LITERACY - The National Association for Media Literacy Education (NAMLE) will hold its conference July 12-13 in Los Angeles under the heading, Intersections: Teaching and Learning Across Media.
Contact: 10 Laurel Hill Drive, Cherry Hill, NJ 08003; http://namle.net/conference/.
IWW - The North American Work People’s College will take place July 12-16 at Mesaba Co-op Park in northern Minnesota. The event will bring together Wobblies from branches across the continent to learn new skills and build One Big Union.
PEACESTOCK - On July 13th, the 11th Annual Peacestock: A Gathering for Peace, will take place at Windbeam Farm in Hager City, WI. The event is a mixture of music, speakers and community for peace. Sponsored by Veterans for Peace.
Contact: Bill Habedank, 1913 Grandview Ave., Red Wing, MN 55066; 651-388-7733; firstname.lastname@example.org; http://www.peacestockvfp.org.
CHILDREN’S DEFENSE - July 15-19, join clergy, seminarians, Christian educators, young adult leaders and other faith-based advocates for children at CDF Haley Farm in Clinton, Tennessee, for five days of spiritual renewal, networking, movement building workshops, and continuing education about the urgent needs of children at the 19th annual Proctor Institute for Child Advocacy Ministry.
Contact: email@example.com; http://www.childrensdefense.org.
ACTIVIST CAMP - Youth Empowered Action (YEA) Camp will have sessions in July and August in Ben Lomond, CA; Portland, OR; Charlton, MA. YEA Camp is designed for activists 12-17 years old who want to make a difference in the world.
Contact: firstname.lastname@example.org; http://yeacamp.org/.
LA RAZA - The annual National Council of La Raza (NCLR) Conference is scheduled for July 18-19 in New Orleans, with workshops, presentations and panel discussions.
Contact: NCLR Headquarters Office, Raul Yzaguirre Building, 1126 16th Street, NW, Washington, DC 20036; 202-785-1670; www.nclr.org.
LABOR - The Eastern Conference For Workplace Democracy: Growing Our Cooperatives, Growing Our Communities, will be held at Drexel University in Philadelphia, PA, July 26-28.
Contact: email@example.com; http://east.usworker.coop/.
WOMEN/LYNNE STEWART- Radical Women is asking for support letters and cards to be sent to Lynne Stewart. Stewart is a civil rights attorney and political prisoner who is currently in jail. She has breast cancer and authorities have denied her request for transfer from her Texas prison to the New York City hospital where she received medical attention during a prior bout of breast cancer. Send messages and cards to: Lynne Stewart 53504-054, Federal Medical Center Carswell, P.O. Box 27137, Fort Worth, TX 76127.
Contact: 747 Polk Street, San Francisco, CA 94109; 415-864-1278; RadicalWomenUS@gmail.com; http://lynnestewart.org/; http://www.radicalwomen.org/.
HAITI/WOMEN - Haiti’s government is considering a legal reform measure that would prohibit and punish all sexual assault, including marital rape. MADRE and the International Campaign to Stop Rape & Gender Violence in Conflict are launching a petition to raise international support for this push to address violence against women in Haiti.
Contact: 121 West 27th Street, #301, New York, NY 10001; 212-627-0444; firstname.lastname@example.org; http://www.madre.org.
SYRIA/MIDDLE EAST - The Middle East Children’s Alliance (MECA) is currently seeking funds to assist more than 200,000 refugees fleeing violence in Syria.
FOLK FESTIVAL - The Falcon Ridge Folk Festival will be held August 2-4, in the Berkshires, NY.
Contact: http://www.falconridgefolk.com/; email@example.com.
WAR RESISTERS - The War Resisters League will hold its 90th anniversary conference, Revolutionary Nonviolence: Building Bridges Across Generations and Communities, August 1-4, at Georgetown University. The event will focus on the U.S.’ long history of antimilitarism.
Contact: 339 Lafayette Street, New York, NY 10012; 212-228-0450; firstname.lastname@example.org; http://www.warresisters.org.
POPULAR ECONOMICS - The Center for Popular Economics is holding its 2013 Summer Institute August 4-9 at Hampshire College in Amherst, MA. No background in economics is needed for this intensive training. This year’s theme is, The Care Economy: Building a Just Economy with a Heart.
Contact: Center for Popular Economics, PO Box 785 Amherst, MA 01004; 413-545-0743; email@example.com; www.populareconomics.org.
VETERANS - Veterans for Peace is holding the 28th annual convention August 6-11 in Madison, WI. This year’s theme is, Power To The Peaceful.
DEMOCRACY - The Democracy Convention will take place August 7-11 in Madison, WI. The convention brings together nine conferences including topics such as media, education, defense, race, environment and others.
MEN - The 38th National Conference on Men & Masculinity: Forging Justice: Creating Safe, Equal and Accountable Communities, presented in partnership with HAVEN, will be held in Detroit, MI, August 8-10.
Contact: firstname.lastname@example.org; http://www.nomas.org/.
OCCUPY - An Occupy National Gathering will be held in Kalamazoo, MI, August 21-25.
Contact: email@example.com; http://occupynationalgathering.net/.
COMMUNITIES - The Communities Conference is a networking and learning opportunity for co-operative or communal lifestyles, with workshops, events and entertainment; scheduled for August 30-September 2 at the Twin Oaks Community in Louisa, Virginia.
LABOR DAY - The 29th annual Bread and Roses Festival, a celebration of the ethnic diversity and labor history of Lawrence, MA, will be held September 2, in honor of the 1912 Bread and Roses Strike. There will be music, dance, poetry, drama, ethnic food, historical demonstrations, walking & trolley tours.
Contact: PO Box 1137, Lawrence, MA 01842; 978-794-1655; http://www.breadandrosesheritage.org/.
OCCUPY WALL STREET - September 17 is the two-year anniversary of the Occupy Wall Street movement. Events are planned in New York City and worldwide.
TEACHERS - The 13th Annual Conference, “Teaching for Social Justice: The Politics of Pedagogy,” will be held October 12 in San Francisco, CA. The free event features workshops, resources, and free childcare.
Contact: 415-676-7844; firstname.lastname@example.org; http://www.t4sj.org/.
HAITI - International Action, which brings clean water and chlorinators to Haiti, seeks office space capable of housing up to six people and their office equipment.
Contact: Zach Bremer, Zbrehmer@haitiwater.org; 202-488-0735; http://www.haitiwater.org/.
MEDIA - The Union for Democratic Communications and Project Censored are sponsoring a joint conference on media democracy, media activism and social justice to be held November 1-3 at the University of San Francisco. Proposals for presentations, workshops and panels from activists and critical scholars are invited.